What Is the Median Condo Price in Indian Rocks Beach in 2026?
The median Indian Rocks Beach condo sale price is $652,500 in 2026 year to date, at $603 per square foot, based on 18 closed non-distressed sales through June 2026 (StellarMLS). That is down from the 2024 peak of $830,500 but still more than double the 2011 trough of $313,750.
This page tracks every closed condominium sale in Indian Rocks Beach, Florida from January 2007 through June 2026: 1,319 verified transactions from StellarMLS, deduplicated by MLS number, with 99 distressed sales identified and excluded from the medians, consistent with appraisal practice, and reported separately by year. The dataset spans 160 canonical condo buildings after normalizing 236 raw building name variants in the MLS records.
"Twenty years of data tells you what one hot or cold season never can. Indian Rocks Beach condos have been through the 2008 crash, a 13-year climb, and now the post-Helene reset. Buyers who understand where prices sit against that full arc negotiate differently than buyers who only saw the 2024 headline."
How Have Indian Rocks Beach Condo Prices Changed Year by Year Since 2007?
Indian Rocks Beach condo prices fell from a $506,250 median in 2007 to a $313,750 trough in 2011, climbed steadily to $650,000 by 2021, accelerated to an $830,500 peak in 2024, then reset to $670,000 in 2025 and $652,500 in 2026 YTD after Hurricane Helene (StellarMLS, distressed sales excluded).
| Year | Closed Sales | Median Price | Median $/SqFt | Median DOM | Distressed Sales | Distressed Share |
|---|---|---|---|---|---|---|
| 2007 | 26 | $506,250 | $389 | 226 | 1 | 3.7% |
| 2008 | 26 | $365,000 | $298 | 128 | 5 | 16.1% |
| 2009 | 25 | $252,500 | $275 | 178 | 12 | 32.4% |
| 2010 | 33 | $335,500 | $261 | 153 | 14 | 29.8% |
| 2011 | 34 | $313,750 | $249 | 278 | 20 | 37.0% |
| 2012 | 79 | $425,000 | $282 | 98 | 10 | 11.2% |
| 2013 | 79 | $385,000 | $280 | 145 | 9 | 10.2% |
| 2014 | 70 | $356,250 | $269 | 102 | 7 | 9.1% |
| 2015 | 71 | $312,000 | $294 | 67 | 11 | 13.4% |
| 2016 | 83 | $460,000 | $366 | 44 | 4 | 4.6% |
| 2017 | 112 | $410,000 | $348 | 45 | 2 | 1.8% |
| 2018 | 85 | $520,000 | $400 | 57 | 1 | 1.2% |
| 2019 | 75 | $495,000 | $405 | 36 | 1 | 1.3% |
| 2020 | 96 | $612,500 | $424 | 17 | 0 | 0.0% |
| 2021 | 87 | $650,000 | $522 | 7 | 1 | 1.1% |
| 2022 | 73 | $699,900 | $640 | 5 | 0 | 0.0% |
| 2023 | 58 | $800,000 | $669 | 28 | 0 | 0.0% |
| 2024 | 46 | $830,500 | $636 | 56 | 0 | 0.0% |
| 2025 | 44 | $670,000 | $655 | 26 | 1 | 2.2% |
| 2026 YTD | 18 | $652,500 | $603 | 110 | 0 | 0.0% |
Source: StellarMLS, all closed condominium sales in Indian Rocks Beach FL, January 2007 through June 2026. Medians exclude 99 distressed sales (short sales, bank-owned/REO, auctions), reported in the two right columns. 2026 is year to date. Data updated quarterly.
Restated in prose for clarity: the 2007 median of $506,250 fell 38% to the 2011 trough of $313,750, when distressed transactions reached 37% of all closings. Recovery took until 2016 to firmly take hold at $460,000. The market then climbed every broad period for a decade: $612,500 in 2020, $650,000 in 2021, $699,900 in 2022, $800,000 in 2023, and the all-time peak of $830,500 in 2024. The 2025 median of $670,000 represents a 19.3% decline from peak, and the 2026 YTD median of $652,500 sits 21.4% below peak. From trough to peak, 2011 to 2024, the median rose 165%.
How Did Hurricane Helene Affect Indian Rocks Beach Condo Prices?
Hurricane Helene made landfall September 26, 2024. The Indian Rocks Beach condo median fell from the 2024 full-year peak of $830,500 to $670,000 in 2025, a 19.3% decline, and $652,500 in 2026 YTD. Median days on market stretched from 56 in 2024 to 110 in 2026 YTD. Price per square foot held comparatively firm at $655 in 2025 versus $636 in 2024, suggesting the sales mix shifted toward smaller units rather than uniform price decline (StellarMLS).
The per-square-foot pattern is the detail most analyses miss. A median price drop of 19.3% alongside a per-square-foot figure that actually rose in 2025 means the composition of what sold changed: more smaller units, fewer large premium units closing. For a buyer, that distinction matters. It suggests motivated pricing concentrated in specific segments rather than a uniform 19% markdown across every building. For a seller of a well-positioned unit, it means the headline median overstates the damage to your specific property type.
The demand side tells the recovery story: USA Today 10Best readers voted three Pinellas Gulf Beaches into Florida's top six beaches in 2026, less than two years after Helene, with Treasure Island at #2, Clearwater Beach at #3, and St. Pete Beach at #6. Indian Rocks Beach sits on the same barrier island corridor, and vacation rental revenue in Indian Rocks Beach grew 20.6% year over year (AirROI 2026, May 2025 to April 2026) even as sale prices reset. Income up, prices down is the specific combination value investors look for.
"The post-Helene numbers tell two stories at once. Prices reset 19% from peak while rental income grew 20%. I have watched this market since 1991, and the years when income and price move in opposite directions are the years the best long-term buys happen. The buildings did not move. The beach did not move. The math moved."
Which Indian Rocks Beach Condo Buildings Sell the Most?
Windrush Cove leads all Indian Rocks Beach condo buildings with 112 non-distressed sales since 2007 (40 since 2021, $315,000 recent median, 1-month rental minimum). Harbourside at Marker 33 is second with 102 sales and is the city's purest vacation rental building: every one of its 100 stated MLS entries lists a rental minimum of one week or less (StellarMLS).
| Building | Sales 2007-2026 | Sales 2021-2026 | Median Price 2021-2026 | Rental Minimum |
|---|---|---|---|---|
| Windrush Cove | 112 | 40 | $315,000 | 1 Month (owner verified) |
| Harbourside at Marker 33 | 102 | 24 | $736,000 | 1 Week or Less |
| Reflections on the Gulf | 72 | 21 | $741,275 | 2 Weeks (owner verified) |
| Reef Club | 49 | 12 | $895,500 | 1 Week (owner verified) |
| Bella Capri | 36 | 5 | $880,000 | 1 Month |
| Da Vinci | 33 | 5 | $800,000 | 1 Month |
| Driftwood Sands | 33 | 5 | $700,000 | 1 Month |
| Fifty Gulfside | 30 | 4 | $502,500 | 1 Week or Less |
| Dolphin Reef | 28 | 8 | $1,017,500 | 1 Month |
| Beachside Villas | 25 | 11 | $695,000 | 1 Week or Less |
| Chez Soleil | 23 | 7 | $1,550,000 | 1 Month |
| Pelicans Cove | 23 | 4 | $522,500 | 2 Weeks |
| Sea Isle Villas | 21 | 3 | $525,000 | 1 Week or Less |
| Scopello | 21 | 6 | $1,200,000 | 2 Months (owner verified, not STR-eligible) |
| Pier House | 20 | 9 | $868,000 | 2 Weeks |
Source: StellarMLS closed sales 2007-2026, distressed sales excluded. Rental minimums reflect the most common MLS entry per building, with five buildings verified directly against declaration knowledge by Cyndee Haydon (June 2026). Recent medians use 2021-2026 sales. Verify the current declaration before any purchase decision.
Important rental rule nuance: Some Indian Rocks Beach condo communities allow monthly rentals but limit the number of times per year a unit can be rented. A building listed as "1 Month minimum" may permit only two or three rentals per year under its declaration, which changes the income math entirely. MLS rental minimum fields do not capture frequency limits. Always confirm both the minimum stay and the annual rental frequency limit in the current condo declaration before making a purchase decision.
How Many Indian Rocks Beach Condo Buildings Allow Short-Term Rentals?
118 of the 140 Indian Rocks Beach condo buildings with documented rental minimums, 84%, allow rentals of one month or less, the standard short-term rental threshold: 67 buildings at one week or less, 15 at two weeks, and 36 at one month. From 2021 to 2026, 94.4% of all condo sales with stated lease terms were in STR-eligible buildings (StellarMLS).
This finding reframes how Indian Rocks Beach compares to its neighbors. The IRB condo market is smaller in absolute terms than Indian Shores, 1,319 closed sales since 2007 versus 2,203 in Indian Shores over the same period, but its condo stock is more uniformly STR-permissive per building. Indian Shores has more vacation rental condo doors in total. Indian Rocks Beach has fewer doors, but nearly every door is rentable, consistent with a city where Ordinance 2023-02 permits nightly rentals citywide with no minimum stay. Owners also register under Pinellas County's short-term rental program and remit the combined 13% tax on every booking.
The STR-eligible share of sales has also risen every era: 82.7% of stated sales from 2007 to 2015, 92.0% from 2016 to 2020, and 94.4% from 2021 to 2026. The buildings that trade hands in Indian Rocks Beach are increasingly the rentable ones.
How Was This Indian Rocks Beach Condo Data Compiled?
This dataset merges 20 StellarMLS export files covering every closed condominium sale in Indian Rocks Beach from January 2007 through June 2026: 1,319 unique transactions after deduplication on MLS number. Distressed sales (short sales, bank-owned, auctions) are excluded from all medians, consistent with appraisal practice, and reported separately. 236 raw building name variants were normalized to 160 canonical buildings, and rental minimum tiers were consolidated per declaration logic, with five high-volume buildings verified directly against declaration knowledge.
Rental minimum consolidation follows the same rule used in the Indian Shores condo price history: MLS entries of No Minimum, 1-7 Days, and 1 Week are reported together as one week or less, collapsing agent data-entry noise into declaration-consistent tiers. 32 buildings still carry contradicting MLS lease entries and are queued for declaration-based verification. Five buildings (Windrush Cove, Harbourside-adjacent Reflections on the Gulf, Reef Club, Scopello, and Indian Sunset Beach) have been verified directly. The same methodology across both city datasets means the numbers on this page and the Indian Shores page can be compared directly.
This data will be updated quarterly. The page URL is permanent.
How Do You Use 20 Years of Price Data to Evaluate an Indian Rocks Beach Condo Purchase?
Apply the price history through the Haydon SHORE™ STR Investment Framework: position the building's sales volume against the market (Supply and Demand), verify its rental minimum and any frequency limits in the declaration (Hosting and Rental Rules), price your income against the 20.6% revenue growth and current entry prices (Operating Economics), weigh the post-Helene reset and milestone inspection status (Risk and Resilience), and compare the building's recent median against its segment (Experience and Earnings Potential).
Supply and Demand. Check the building's sales volume in the rankings table. A building like Windrush Cove (40 sales since 2021) gives you deep comparable data and liquidity. A building with two sales in five years means thin comps and a longer exit.
Hosting and Rental Rules. Confirm the rental minimum in the current declaration, not the MLS field, and ask specifically about rental frequency limits per year. A 1-month minimum with a 2-rentals-per-year cap is not a vacation rental investment.
Operating Economics. Run income against entry price. The average Indian Rocks Beach vacation rental earned $64,338 at a $438 ADR (AirROI 2026) while the condo median sits 21% below peak. Add condo fees, the 13% combined tax, and insurance before trusting any yield number.
Risk and Resilience. Weigh the post-Helene reset, the building's milestone inspection and reserve status under Florida condo law, and flood insurance on the specific unit. The 2009-2012 distressed columns in the annual table show what overleveraged ownership looked like the last time this market stressed.
Experience and Earnings Potential. Compare the building's recent median against its segment in the rankings table, then verify actual rental history for the specific unit. A Reef Club unit at the $895,500 recent median with a verified 1-week minimum is a different investment than the same dollars in a 2-month-minimum building.
This is the same five-factor process behind every recommendation I make. The full framework is the Haydon SHORE™ STR Investment Framework, applied across all of my Indian Rocks Beach STR guide.
Frequently Asked Questions: Indian Rocks Beach Condo Prices and History
What is the median condo price in Indian Rocks Beach Florida?
The median Indian Rocks Beach condo price is $652,500 in 2026 year to date at $603 per square foot, based on closed non-distressed StellarMLS sales through June 2026. The 2025 full-year median was $670,000. The all-time peak was $830,500 in 2024.
Are Indian Rocks Beach condo prices going down?
Yes, from the peak. The median fell 19.3% from $830,500 in 2024 to $670,000 in 2025, and sits at $652,500 in 2026 YTD following Hurricane Helene. However, price per square foot held comparatively firm ($655 in 2025 vs. $636 in 2024), indicating the decline is concentrated in sales mix rather than uniform across all property types (StellarMLS).
How much did Indian Rocks Beach condos lose in the 2008 crash?
The median fell 38% from $506,250 in 2007 to the $313,750 trough in 2011, with distressed sales (short sales, bank-owned, auctions) peaking at 37% of all closings in 2011. Full recovery to 2007 pricing took until roughly 2018, when the median reached $520,000 (StellarMLS, distressed sales excluded from medians).
Which Indian Rocks Beach condo building has the most sales?
Windrush Cove leads with 112 non-distressed closed sales from 2007 to 2026 and 40 since 2021 at a $315,000 recent median, with an owner-verified 1-month rental minimum. Harbourside at Marker 33 is second at 102 sales and is the city's most active dedicated vacation rental building, with every stated MLS entry at one week or less (StellarMLS).
Do Indian Rocks Beach condos allow Airbnb and short-term rentals?
Most do. 84% of buildings with documented rental minimums (118 of 140) allow rentals of one month or less, and 94.4% of condo sales from 2021 to 2026 were in STR-eligible buildings. The city itself permits nightly rentals citywide under Ordinance 2023-02. The building's condo declaration is the binding document, and some buildings limit how many times per year a unit may be rented, so verify the current declaration before purchasing (StellarMLS; City of Indian Rocks Beach).
What did Hurricane Helene do to Indian Rocks Beach condo values?
Hurricane Helene (September 26, 2024) preceded a 19.3% median price decline, from the $830,500 2024 peak to $670,000 in 2025, with median days on market stretching from 56 to 110 by 2026 YTD. Rental income moved the opposite direction: Indian Rocks Beach vacation rental revenue grew 20.6% year over year (AirROI 2026), creating an income-up, prices-down window that value-focused STR investors target (StellarMLS).
Is now a good time to buy a condo in Indian Rocks Beach?
The data shows prices 21% below the 2024 peak while vacation rental revenue grew 20.6% year over year (AirROI 2026), a combination that historically favors buyers with long horizons. Whether a specific purchase makes sense depends on the building's rental rules, flood insurance costs, milestone inspection status, and your income requirements. The 20-year arc on this page provides the context; a building-specific analysis provides the answer.
Why are distressed sales excluded from the medians on this page?
Short sales, bank-owned properties, and auctions sell under duress and below market value, so including them distorts what a typical seller received. Excluding them is consistent with appraisal practice. They matter most for 2009 to 2012, when they reached 30 to 37% of closings, which is why this page reports them separately by year rather than hiding them (StellarMLS, 99 distressed sales of 1,319 total).
How does Indian Rocks Beach compare to Indian Shores for condo prices?
The two markets use identical methodology on this site and can be compared directly. Indian Shores is the larger condo market with 2,203 closed sales since 2007 versus 1,319 in Indian Rocks Beach, but IRB's condo stock is more uniformly STR-permissive, with 84% of documented buildings allowing one-month-or-less rentals. See the Indian Shores condo price history for the full side-by-side context.
What does a rental frequency limit mean in a condo declaration?
Some Indian Rocks Beach condo communities allow monthly rentals but cap how many separate rentals a unit may have per year, for example two or three leases annually. A building showing a "1 Month minimum" in MLS could still be unsuitable for vacation rental income if its declaration limits rental frequency. MLS fields do not capture these limits, so the current declaration must be reviewed before any purchase decision.
How often is this Indian Rocks Beach price data updated?
Quarterly. The dataset is rebuilt from StellarMLS closed sale records each quarter, with the same methodology applied every time: deduplication on MLS number, distressed sale exclusion from medians, and building name normalization. The page URL is permanent, so the most current version is always at this address.
Who compiled this Indian Rocks Beach condo sales data?
Cyndee Haydon, CRS, Broker Associate with the Sandbars to Sunsets Team with Future Home Realty, compiled this dataset from StellarMLS closed sale records. Haydon has completed 150+ vacation rental and STR transactions and 435+ residential transactions on the Pinellas Gulf Beaches since 2005, is a Gulf Beaches resident since 1991, and is ranked #723 in Florida out of 232,000 Realtors by RealTrends Verified 2026.
RealTrends Verified 2026: #723 in Florida out of 232,000 Realtors, top 0.3% of Florida Realtors, top 1.5% nationally | 2022 Florida Realtors Associate Realtor of the Year | 2026 Florida Realtors Treasurer | 2026 NAR Regulatory Issues Forum Chair | FastExpert Top 2 in Indian Rocks Beach (2026)
I compiled this dataset from 20 years of StellarMLS records because no published source covered Indian Rocks Beach condo prices at the depth buyers and sellers deserve. I have closed 150+ vacation rental and STR transactions on these beaches and I do not manage rentals after the sale. If you want this data applied to a specific building or unit, call me at (727) 710-8035.